GFL Capital Mortgage is a mortgage broker headquartered in Sacramento, CA with license to conduct business in CA, NV, OR, WA, CO, ID, TX, & FL.  I am currently licensed in California, Nevada, & Oregon.

Our mission is to assist existing and potential homeowners with their home financing needs. We assess current market conditions and develop loan options that will meet the unique requirements of individuals and families.

A mortgage broker is a company that can utilize MULTIPLE lender’s system.  With access to their system, we can price out interest rates or share their loan products with our clients, such as down payment assistance loans.  Some of the lenders we have access to are United Wholesale Mortgage (UWM), Flagstar Bank, U.S. Bank, HomeXpress, and many more.

A loan originator working for Chase or Bank of America, will only have access to their respective bank’s rate and products, so they’re choices are limited.  

Overall, don’t be afraid to work with a broker.  Inquire today.  You don’t have to be an A+ homebuyer or homeowner.  We work with clients who have bad credit, no down payment, no social security number, self-employed, or no income (assets-as-income).

Contact me today!

(916) 226-9811 | (209) 201-4184 | sthao@gflcapital.com