Contact
(209) 201-4184
[email protected]
NMLS # 189412
Loan Factory, Inc.
NMLS # 320841
Licensed in CA & OR

Mortgage Interest Rates

Interest based on the following criteria: Purchase, First-Time Homebuyer, Single Family Home, Minimum Down Payment, 760+ Credit Score, Owner-Occupied, Conforming Loan

Conv: 
Income > 100% AMI

6.99%
7.125%
6.875%
7%
7%
6.99%
7.375%
7.25%
6.99%
6.99%
7.125%
6.99%

6.99%
6.99%
6.99%
6.99%
6.99%
6.99%
6.5%
6.625%
6.875%
6.99%
6.99%
6.625%
6.875%
6.625%

 

Conv: 
Income < 100% AMI

6.875%
6.99%
6.625%
7%
6.99%
6.875%
7.375%
7.25%
6.875%
6.875%
6.99%
6.875%
6.99%

6.99%
6.99%
6.99%
6.875%
6.875%
6.5%
6.5%
6.625%
6.875%
6.875%
6.625%
6.625%
6.625%

 


FHA


6.125%
6.125%
6.00%
6.125%
6.25%
6.125%
6.5%
6.5%
5.99%
5.99%
6.125%

6.125%
6.125%
6.125%
6.125%

6.125%
5.99%
5.99%
5.625%
5.625%
5.75%
5.99%
5.99%
5.75%
5.75%
5.75%

 


*VA


6.25%
6.25%
6.125%
6.25%
6.25%
6.25%
6.625%
6.625%
6.125%
6.125%
6.25%
6.125%

6.125%
6.125%
6.125%

6.125%
6.125%
6.125%
5.625%
5.625%
5.99%
6.125%
5.99%
5.75%
5.99%
5.75%

 


4.285%
4.312%
4.25%
4.338%
4.51%
4.346%
4.653%
4.648%
4.257%
4.216%
4.29%
4.108%
4.143%
4.168%
4.183%
4.146%
4.111%
4.098%
3.875%
3.96%
4.064%
4.153%
4.106%
4.006%
4.003%
3.941%

 


Date & Time


7/10/24 | 9:46am
6/26/24 | 9:00am
6/12/24 | 9:56am
6/4/24 | 9:33am
5/28/24 | 10:00am
5/15/24 | 9:58am
5/1/24 | 10:34am
4/24/24 | 9:37am
3/26/24 | 9:11am
3/22/24 | 11:23am
3/14/24 | 9:11am
3/6/24 | 11:40am
3/5/24 | 10:48am
2/12/24 | 10:30am
2/9/24 | 10:42am
2/8/24 | 10:24am
2/7/24 | 12:54pm
2/6/24 | 8:59am
2/1/24 | 10:04am
1/31/24 | 10:29am
1/30/24 | 11:31am
1/19/14 | 11:27am
1/17/14 | 9:29am
1/9/14 | 9:54am
1/4/24 | 9:50am
1/2/2024 | 9:33am


2023 Interest Rates

There are many factors that affect interest rates. Do reach out to me or your loan officer directly to price out your scenario. Also, my rates are my rates. Other loan officers may have different rates and costs associated with the rates. Do your due diligence to find out your real-time rate.

High balance counties may have favorable rates as well for FTHB. Talk to your LO.

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