What is a 2/1 Buydown?
Temporary Rate Buydown Here’s a short and easy way of understanding what a Temporary Rate Buydown is. Reason for a Temporary Rate Buydown: Rates are high. This is a small band-aid to fight with high rates and high monthly…
Contact
(209) 201-4184
[email protected]
NMLS # 189412
Loan Factory, Inc.
NMLS # 320841
Licensed in CA & OR
Month September 2022
Conventional vs VA
Conventional Loan vs VA Loan Minimum Down Payment Conventional Loans: 3% For example, if you are buying a home for $200,000, the minimum down payment would be $6,000. VA Loans: 0% For example, if you are buying a home for…
Easy way to get an Interest Rate Quote without 20+ questions
How to get an interest rate quote without having to answer 20+ questions Should be Fast & Easy It’s as easy as a simple text. These QR codes are also located on my home page. Scan the one correlated to…
Pre-Qualifying for a Loan
Prequalifying for a Home Loan is easy. I get it. You’re not ready to send over any documents. I’m only going to sell you. At least get pre-qualified, so you have an understanding of what you may qualify for.…
PMI vs MIP
What is PMI? What is MIP? PMI: Private Mortgage Insurance | MIP: Mortgage Insurance Premium Private Mortgage Insurance (PMI) Mortgage Insurance Premium (MIP) PMI is mortgage insurance for Conventional loans. All conventional loans with a down payment less than 20%…
What is GFL Capital Mortgage?
What is GFL Capital Mortgage? GFL Capital is a Mortgage broker. Click to watch a quick Short Previous Next GFL Capital Mortgage is a mortgage broker headquartered in Sacramento, CA with license to conduct business in CA, NV, OR, WA,…